Racing Activities Covered under Personal Auto Policy? One of our insureds takes his street model automobile to the local racetrack on weekends to engage…

Discusses coverage for a newly purchased auto in view of the provision for newly acquired under the personal auto policy.

Public or Livery Conveyance Exclusion Under the PAP Insured's son is using Mom's car with permission to deliver Pizza's. He also states he is part owner.…

Permissive use versus legal ability to drive.

Question regarding whether the addition of contaminated gas in vehicle is mechanical breakdown.

Rental Car Insurance Part of Liability Claim? Our insured was involved in an auto accident where the other party was at fault. Our insured did not carry…

Nonowned Motorhome Rented for Vacation Our insured's personal autos are written on the 1977 version of the personal auto policy. Recently, he asked…

Loading and Unloading of Vehicle A customer was injured on our insured's lumber yard while he was there to purchase some wood. An employee of the lumber…

Notification Requirements of the Personal Auto Policy Our insured was involved in an auto accident. He was responsible. The claims were forwarded to…

Pedestrian Injuries and Uninsured Motorists Coverage Under the uninsured motorists coverage of the personal auto policy, a family member is an insured.…