Board member Joseph Harrington CPCU discusses a number of new personal liability issues.

While phantom vehicles are a common fraud claim, phantom deer are another matter.

State minimum limits for financial responsibility are provided.

Fraud where the dependents aren't real and neither are the accidents.

A repair man that doesn't make repairs but keeps the funds.

Autonomous have been talked about frequently for the past few years. Many are wary of them, yet others yearn for the day when they can take a nap on the way to or from work and let the vehicle just drive them to their destination. When such technology will actually become available is the big question.

Rate evasion for auto insurance has long been the bane of underwriters everywhere. It is no longer just handled by underwriting, and is now prosecutable in many areas.

CW: Vehicular Death. After the claim, an investigation revealed that the decedent could potentially be living at another address.

Why renting your personal autos is frowned upon.

Fixing vehicles after a loss should be standard practice. While a short delay can be expected, at times vehicles are damaged again before they can be repaired.