If there is potential for coverage, the insurer must defend.

The "Locations Not Insured" Exclusion in the policy for an insured's primary residence had an exception for residence employees injured while working at a premises other than the primary residence.

A woman in Tennessee who suffered hearing loss was statutorily required to give written notice within 15 days of learning of her injury.

A commercial property policyholder had not complied with all of the policy conditions before the property was damaged in a fire.

When two policies are involved in an auto loss, which policy provides coverage?

Coverage for a fire loss was conditioned on the presence of certain fire protection systems "in complete working order."

A commercial auto insurer refused to pay policy limits to the employee of an insured because the employee was not in close proximity to the insured vehicle when he was injured.

The Court of Appeals of Michigan found a tow truck driver was not occupying the vehicle while he was operating the truck's control levers.

The Supreme Court of Montana confronted the question of what it means to "occupy" a vehicle.

A Virginia cop has been awarded workers compensation for heart disease, despite evidence that the disease started with unhealthy lifestyle choices.