Lit Watch


July 18, 2024

The court examined whether the policy limit for a group insurer applied per loss or in the aggregate.

July 15, 2024

A commercial property owner unsuccessfully argued it was entitled to a defense as an additional insured on a CGL policy issued to a plumbing company hired to install a trash pump on the commercial property.

July 08, 2024

The insured argued his homeowners insurer should cover a water loss because the water that leaked into his basement never touched the earth's surface.

July 01, 2024

A policy listed a symbol next to both comp and collision coverages but only listed premium under comp. The claimant who believed coverage applied sued after coverage was denied. The court found the policy ambiguous and ruled for the insured and claimant.

June 27, 2024

When a loss occurs to multiple locations for the same occurrence, does coverage applied per occurrence or per location?

June 24, 2024

An insurer denied a claim made under a commercial property policy based on the policy's water backup exclusion.

June 17, 2024

A church and its governing evangelical association were each found vicariously liable for injuries caused by a church employee who was acting in the scope of his employment.

June 13, 2024

An insurer disagreed with its insured about whether it had been surface water or rain water that caused water damage to the interior of the insured's home.

June 09, 2024

The manufacturer of an alcoholic energy drink argued that the liquor liability exclusion in its CGL policy didn't apply because the exclusion was inapplicable to manufacturers.

June 03, 2024

An insurer who provided both primary and excess coverage to an insured refused to pay primary coverage for an insured who was also covered by an underlying policy.