Lit Watch


May 05, 2025

Is an insurer required to replace all of the siding or the entire roof of the insured's house for the sake of uniformity if the materials used to make repairs on damaged property don't match the existing, undamaged property?

April 28, 2025

Does an insurer commit waiver if it denies an insured's claim based on noncompliance, but continues accepting that insured's premium after the denial?

April 21, 2025

The Kentucky Court of Appeals ruled on whether a passenger was an "insured" under the driver's policy and whether an exclusion was permissible.

April 14, 2025

Are a party's legal expenses, such as attorney's fees, considered "damages" subject to coverage under an excess liability policy?

April 07, 2025

Who assumes payments to a claimant when an insurer becomes insolvent?

March 31, 2025

The court determined that the insureds' suit for breach failed because the underlying claim was not a covered occurrence.

March 24, 2025

Is a commercial auto carrier required to cover a suit between employees of the insured?

March 17, 2025

Can a bicyclist be considered a "pedestrian" entitled to coverage under a personal auto policy?

March 10, 2025

Can an insurer void a policy for material misrepresentation if the insured knew of a potential loss before seeking coverage, but there was not an occurrence until after the policy was issued?

February 22, 2025

A homeowner made a claim against his insurer after losing over $170,000 from his virtual wallet. The courts determined whether this constitutes a direct physical loss to his personal property.