Discusses the Part A (liability) insuring agreement and exclusions of the personal auto policy.

The Auto Dealers Coverage Form is explained.

This analysis explains the Commercial Crime Policies, both discovery and loss sustained.

This article discusses the words and terms that are defined on the CGL form.

Analyzes exclusions found in Homeowners forms that provide open perils coverage, as well as general exclusions found in the Homeowners forms. Incorporates changes made in the ISO Homeowners 2011 Program.

Discusses part C uninsured motorist coverage, underinsured motorist coverage, exclusions, and limits of coverage in the personal auto policy.

The garage form liability coverage applies to sums the insured legally must pay as damages because of BI or PD caused by an accident and resulting from garage operations. This article analyzes garage liability coverage.

Discusses the provisions and exclusions of the ISO personal umbrella form.

Under Homeowners form, questions if decaying racoon is a rodent for purpose of coverage determination.

This article discusses replacement cost language under homeowners and dwelling policies.