Coins and stamps are some of the property with restricted limits on the homeowners policy. An issue is the difference between the coins in your pocket and the stamps you put on the mail, and those coins and stamps you collect. This discussion reviews court cases and policy language.

Questions coverage for bull semen as perishable stock on the spoilage endorsement if not shown in the Schedule.

The question deals with an insured's legal liability for client injuries sustained at an event that the insured gifted tickets to attend.

This question and answer addresses a situation where a like kind and quality replacement is not available.

When the employee works on the wood chipper and it subsequently fails to operate, is there coverage?

A comprehensive list of cyber and electronic commerce forms in effect as of 8/18/22. No state specific forms are available at this time.