ISO Programs


June 05, 2023

This discussion analyzes the Owners and Contractors Protective Liability (OCP) Coverage Form, CG 00 09.

Discusses a pending 2024 ISO revision to the commercial Auto Hacking Expense Endorsement, to be effective January, 2024.

ISO is implementing earthquake rule changes that will enable a soft story factor to be applied to earthquake coverage when the building has a soft story.

Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.