ISO Programs


November 27, 2023

This document provides a detailed analysis of the Extra Expense Coverage Form, as contrased with Business Income Coverage.

Summary: There are a multitude of ISO commercial auto endorsements, and year by year, the list keeps growing. Rather than attempt a discussion of all…

November 13, 2023
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The ISO Power, Heat and Refrigeration Deduction endorsement CP 15 11 can be added to the Business Income (and Extra Expense) Coverage form and the Business Income (Withour Extra Expense) Coverage Form. It removes the costs of power, heat or refrigeration from the coverage.

November 12, 2023
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BP 03 12 01 06 Windstorm Or Hail Percentage Deductibles businessowners endorsement.

November 11, 2023
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BP 05 64 01 15 Conditional Exclusion Of Terrorism (Relating To Disposition Of Federal Terrorism Risk Insurance Act) businessowners endorsement.

November 11, 2023
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BP 05 15 12 20 Disclosure Pursuant To Terrorism Risk Insurance Act businessowners endorsement.

November 11, 2023
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BP 05 13 01 02 War Or Terrorism Exclusion businessowners endorsement.

November 11, 2023
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BP 05 01 07 02 Calculation Of Premium businessowners endorsement.

November 11, 2023
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BP 04 97 01 06 Waiver Of Transfer Of Rights Of Recovery Against Others To Us businessowners endorsement.

November 11, 2023
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BP 04 94 01 06 Limited Pollution Liability Extension businessowners endorsement.