When the burned vegetables aren't the result of an inept chef.

When a company uses two sets of books in order to pay lower premiums for workers compensation premiums, the discovery of such often results in charges of insurance fraud.

When the supposedly burned property didn't exist or wasn't in the building.

When you get caught forging documents you don't get paid.

The collisions and injuries have to exist on more than just paper.

When digging and carrying beer get you in trouble.

When trying to cover up your staged accident you get in trouble with the FBI.

When the car payments are too much, an insured makes a bad decision in getting rid of the vehicle.

Changing the title doesn't eliminate the lienholder.

Three men mistakenly thought burning the house was a way to fast money.