When the date of loss doesn't match the date on the police report, the insurer will investigate.

A man's policy had lapsed before he had an accident. He reinstated the policy and reported the accident as happening after reinstatement.

Falsifying policies, impersonating businesses and pocketing premiums gets your license revoked.

When an insured fails to disclose that the vehicle was damaged in a police encounter when the insured refused to stop the vehicle.

A shop creates damages and files false claims.

A woman never makes the repairs for damages that she claimed.

When backdating coverage is more trouble than it's worth.

When your accident staging stills are bad and also caught on film.

You have to add the vehicle before you have the accident, not after.

When Fido didn't go to the vet quite that often.