When the accident happens before coverage is in force.

First it was a hit-and-run, then it was a bird.

An insured makes a claim for loss from a property she does not live at.

A most wanted fraudster pleads guilty.

Claims for spoiled food that wasn't actually spoiled.

A man calls the insurer while damaging the property he is claiming is damaged.

A company owner lied about payroll to save on insurance premiums.

An insured tried to insure the vehicle after it had already been stolen.

An insured makes multiple claims for the same damage.

When incarceration doesn't slow down fraud.