When the lawnmowers really weren't stolen.

When the jewelry wasn't stolen as often as claimed.

Altered repair invoices and damage doesn't match claim.

When there seems to be smoke but no fire.

A ringleader has been caught and will be extradited for prosecution.

When the tow bill is extreme.

Multiple attempts to get prexisting damage covered leads to community service and fines.

When filing a claim for preexisting damage lands you in jail.

When the damage to the vehicle isn't actually from a deer.

An adjuster goes bad and makes fraudulent payments, falsifies documents, and commits other bad behaviors.