Selected Risks UB-3 Comparison Worksheet Umbrella form.

RLI Indemnity CXU 151 5-97 Comparison Worksheet Umbrella form.

Safeco CU 7000 10-86 Comparison Worksheet- Umbrella form.

With coverage forms, exclusion endorsements, and exclusions with specified exceptions, it can sometimes be difficult to determine where and if coverage applies in a given claims situation. Thus is the case here.

California is revising their required Fraud Statement for all lines of business effective January 1, 2022.

There seems to be no end to the confusion from insureds, agents, claims adjusters, and even some carriers, over application of the loss assessment coverage. This article undertakes to provide understanding using various scenaries to explain the coverage.