Explains how additional living expenses are calculated.

Overview of the war exclusion.

Does an appraisal affect coverage or just amount?

Discusses common law marriage and coverage.

Should cost of sister-in-law's hotel room be covered under additional living expenses?

Discusses what makes a dwelling unfit for the insureds to stay in.

Asbestos Damage to Swimming Pool<br>July 22, 2013<br>We have an insured with an HO-0003 (04/91) homeowner's policy. <br>A neighboring property was having…

Is the cost of moving from a temporary rental apartment after covered damages to permanent residence is repaired covered under additional living expenses on a homeowners policy?

Should insured be reimbursed for $100 hotel bill incurred staying in a hotel while water backup damage is repaired?

AAIS HO 4835 07 13 Roof Surfacing Amendment (Actual Cash Value Terms for Windstorm or Hail Loss)