Homeowners Program


February 04, 2014

Removal of skunk spray and residual odor.

January 14, 2014

 Review of Policy Provisions and Court Decisions  March 19, 2012  Summary: Public policy against allowing a wrong-doer to profit from his own…

January 01, 2014
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HO 04 95 01 14 Water Back Up and Sump Discharge or Overflow, January 2014 Edition

January 01, 2014
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HO 24 39 01 14 Electric Vehicle Charging Station Liability Coverages - Oregon, January 2014 Edition

December 17, 2013
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Appraised Amount of Loss or Actual Cost of Repair Controversy This is an appeal from the grant of summary judgment against the insureds. The insureds…

December 01, 2013
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HO 24 38 12 13 Electric Vehicle Charging System Coverages - Colorado, December 2013 Edition

November 18, 2013

Explains how additional living expenses are calculated.

Overview of the war exclusion.

October 02, 2013

Does an appraisal affect coverage or just amount?

Discusses common law marriage and coverage.