Homeowners Program


October 19, 2015

Discussion of duty to defend.

September 22, 2015

Analyzes the Homeowners Section II insuring agreements. Discussion is based upon the ISO 2011 Homeowners program but indicates differences between the 2000 and 1991 ISO programs.

September 14, 2015
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HO 17 48 10 15 Residence Premises Definition Endorsement - Unit-Owners, October 2015 edition

September 14, 2015
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HO 17 47 10 15 Broadened Residence Premises Definition Endorsement - Unit-Owners, October 2015 edition

September 14, 2015
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HO 06 49 10 15 Broadened Residence Premises Definition Endorsement, October 2015 edition

September 14, 2015
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HO 06 48 10 15 Residence Premises Definition Endorsement, October, 2015 Edition

August 10, 2015

Discusses droughts and possible losses that can result.

August 07, 2015

Use of ATV at a state park.

August 03, 2015

Discusses water backing up through drains in the home.

Discusses rationale behind scheduling, coverages, and exclusions.