Valued Policy Laws—State Summary Subject Property, Perils, and Special Provisions   December 5, 2016  Summary: This discussion provides a…

Coverage question regarding vandalism and theft of appliances in foreclosed home.

Tenant shots himself in standoff with police; is resultant damage an explosion?

Coverage question regarding wind damage to roof on homeowners policy.

This article explains Value Policy laws.

Subscriber looking for an interpretation of the water damage exclusion and the exception for theft related to water damage.

Are broken door handles and similar damage that occurs over time damage?

Should pack-out be coverage A or coverage C?

Discusses perils insured against, how special limits of liability apply, and exclusions in the ISO HO 00 05.

Analyzes the progressively broader array of perils provided in the ISO Homeowners 2011 Program, including differences between the 2000 and 1999 programs. This discussion concentrates on named perils coverage.