Discusses clean up of attic when raccoon made a nest and a mess.

Discusses coverage for earthquake on standard property forms.

Discusses septic tanks acting as sewers.

This National Underwriter Column discusses the role of the underwriter.

HO 04 85 10 00 Fire Department Clause (Subscription contract services), October 2000 Edition

HO 05 27 05 11 Additional Insured- Student Living Away from the Residence Premises, May 2011 Edition

HO 04 41 10 00 Additional Insured Residence Premises, October 2000 Edition

The U.S. Court of Appeals for the Tenth Circuit, reversing a district court's decision, has ruled that the term “resident” in a divorced mother's homeowners' insurance policy was ambiguous for purposes of coverage of a lawsuit against her for negligently storing a handgun her son used to commit murder.

Discusses theft and ensuing damage on dwelling fire policy.

This article briefly summarizes the AAIS Homeowners endorsements.