Discusses what exactly constitutes hardscape property.

Contractor creates damage first in order to create a claim.

This article provides a comprehensive overview of coverages impacted by hurricanes.

Discusses coverage when a boat strikes a rock.

Hurricane Season and Insurance Coverage  Last year, the words hurricane and Florida seemed synonymous. Once again, south Floridians are watching…

Discusses coverage when an insured leaves a window open and the extent of coverage.

What should be used as the date of loss when the damage doesn't manifest itself until later?

HO 06 69 12 20 Utility Line Expense Coverage

This analysis explains the new HO 06 69 12 20 Utility Line Expense Coverage Endorsement that can be attached to homeowner forms.

Submitted pictures turn the insured in.