Homeowners Program


February 01, 2021

In light of the January attack on the Capitol, this article looks at various exclusions and how they would or wouldn't be applied to such an event.

January 25, 2021

An arson case where the homeowner mentioned more than once the idea of burning down her home.

January 25, 2021

Electric bicycles - is there coverage for them under the homeowners policies?

January 18, 2021

Fraudulent claim for water damage to fictitious property.

January 11, 2021

HO P 081 11 17 Limited Loss Settlement for Windstorm or Hail Losses to Roof Surfaces Advisory Notice

January 11, 2021

HO 04 93 05 11 Actual Cash Value Loss Settlement for Windstorm or Hail Losses to Roof Surfaces

January 04, 2021

Discusses payment for storage of contents when limits are exceeded.

December 21, 2020

The Alabama Department of Insurance commissioned a survey to understand the private flood insurance market within the state.

December 21, 2020

Discusses coverage for scheduled silver when items are scheduled with the replacement cost endorsement on the policy as well.