Homeowners Program


April 12, 2021

As mass shootings happen more and more frequently, the chances that insurance will be sought as a solution grow. Advisory Board Member Joseph Harrington, CPCU takes a look at the issues that are involved.

April 05, 2021

This article explains the development of the NFIP, changes over time, and how it works.

Explanation of emergency order issued by the insurance department of Washington restricting the use of credit scoring.

March 30, 2021
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Appellees acknowledged denial of flood coverage by signing a document that stated in part "[e]veryone lives in a flood zone - it is just a question of whether you live in a low, moderate, or high-risk area."

March 29, 2021

Fraud involving fraudulent documents related to a water heater claim.

March 29, 2021

Discusses coverage when an other structure holding solar panels essential for power to the dwelling doesn't meet the policy definition of building structure, which determines coverage for the damage.

March 23, 2021
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Provides state-by-state statutes regulating credit scoring in underwriting personal lines policies.

March 18, 2021

Discusses snow melt, flood, tornadoes and other disasters and how to prepare.

March 16, 2021

Discusses the temporary authorization for adjusters to work flood claims in Hawaii.

March 15, 2021

This Q&A addresses settlement and matching when guaranteed replacement cost provisions also apply.