Homeowners Program


October 18, 2021

When a faucet is left running, is it seepage, leakage, or something else?

October 15, 2021

Falling objects can be a variety of things, even things from space.

Maryland provisions regarding credit scoring and personal lines.

There seems to be no end to the confusion from insureds, agents, claims adjusters, and even some carriers, over application of the loss assessment coverage. This article undertakes to provide understanding using various scenaries to explain the coverage.

October 11, 2021

A quick explanation of the water back-up and sump overflow endorsement.

October 04, 2021

Insurers are now required to report dog bite incidents to state beginning January 2022.

September 28, 2021

Coverage for additional living expenses, civil authority, and business income all come into play after a disaster.

September 27, 2021

This writer was reminded yesterday about the perception of certain dog breeds while walking down a neighborhood street. Coming up the last block near home…

September 21, 2021

Summary of the cancellation/nonrenewal moratorium imposed by the California Insurance Department.

September 06, 2021

Civil authority and additional living expenses are often the first coverages that come into play after a storm.