What exactly is involved in the enforcement of an ordinance?

Discusses construction types, fire protection classifications, and their impact on homeowners rates. A working knowledge of construction and fire protection class distinctions is one key to properly underwriting and pricing homeowner risks.

Discusses the cost to remove uninsured contents when a floor is damaged and must be replaced.

MSO Common Provisions Form, MPL 01 01 11 Homeowners

A couch suffered water damage, but there was an undamaged matching love seat. Does ACV apply to loss payment?

HO 23 84 12 10 Mine Subsidence Coverage Endorsement - Kentucky (Schedule), December 2010 edition

A question of determining value of a claim when it takes a long time to settle and values change.

HO 04 41 10 00 Additional Insureds - Residence Premises, October 2000 Edition

Duties of Insured under Farm Policy I have an insured who has a block retaining wall that runs along his drive up to his house; the wall is 6 years…

Separation of Insureds Clause and the Intentional Acts Exclusion The Supreme Court of California agreed to answer a question of California insurance…