Dwelling Program


July 22, 2024
| |

A chart of FAIR plan offerings by state.

July 16, 2024

They provide guidance to insurers and policyholders following the hurricane.

July 15, 2024

The moratorium will be in effect for one year in certain zip codes.

July 10, 2024

The Department is addressing concerns about the availability and cost of insurance for affordable housing developments.

June 05, 2024
| |

This chart displays current adjuster licensing requirements for CAT duty.

March 21, 2024

The Insurance Department states their position on the use of aerial imagery to evaluate roof damage.

December 26, 2023

A collection of favorite personal lines questions selected by the editors for 2023.

December 18, 2023

This article discusses contractor fraud that frequently occurs after significant storms have struck an area.

December 04, 2023

When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.

October 16, 2023

This article provides an overview of additions and alterations coverage for certain dwelling owners, tenants and condominium owners.