Dwelling Program


July 10, 2024

The Department is addressing concerns about the availability and cost of insurance for affordable housing developments.

June 05, 2024
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This chart displays current adjuster licensing requirements for CAT duty.

March 21, 2024

The Insurance Department states their position on the use of aerial imagery to evaluate roof damage.

December 26, 2023

A collection of favorite personal lines questions selected by the editors for 2023.

December 18, 2023

This article discusses contractor fraud that frequently occurs after significant storms have struck an area.

December 04, 2023

When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.

October 16, 2023

This article provides an overview of additions and alterations coverage for certain dwelling owners, tenants and condominium owners.

September 28, 2023

Many eligible policyholders may be unaware of the potential benefit of the program.

September 17, 2023

The moratorium applies to policies in certain ZIP codes and will last for one year.

September 10, 2023

The refund will be determined, in part, by the reason for cancellation of the policy.