Discusses the development of coverage for smoke damage along with court cases.

Analyzes how theft coverage for personal property is handled on the three dwelling property forms. Two theft endorsements provide limited or broad coverage. The 2002 dwelling theft forms are compared with older forms.

Discusses the twenty-five conditions applicable to the broad and special dwelling property forms, and the twenty-six that apply to the basic form. Includes differences between the 2014 and earlier editions.

Analyzes the causes of loss (perils), exclusions, and miscellaneous property endorsements used in the ISO Dwelling Property Forms, 2014 edition.

This article provides an overview of the NFIP program development, rules and rating.

Explains coverage for use restricted by civil authority.

What happens when a tenant dies on the property.

This article addresses various types of fraud seen by underwriting in the processing of applications.

State FAIR Plans  May 26, 2017  State-by-State Summary of Coverages  Summary: FAIR plans were devised as a way to enable residents and businesses…

This section of the Disaster Compendium presents information on dust storms/haboobs and volcanoes.