The endorsements for cosmetic damage exclusions are explained.

HO 06 46 04 16 Limited Loss Settlement for Windstorm or Hail Losses to Roof Surfacing, April 2016 Edition

Discusses coverage for losses subsequent to wildfires.

Efficient proximate cause and anti-concurrent causation language are only part of the coverage problems confronted after a hurricane loss.

This article provides a review of cases addressing various aspects of the business pursuits exclusion, along with a discussion of current homeowners policy language.

Valued Policy and Application of Deductible May 9, 2016 We are hoping you can solve an internal disagreement about the deductible application on…

Discusses coverage for carpet and other property within an other structure; does ACV or RCV apply?

Can med-pay apply when the additional insured is injured on the property?

MH 04 25 04 16 Actual Cash Value Loss Settlement for Windstorm or Hail Losses to Mobilehome Roof Surfacing, April 2016 edition

HO 04 93 04 16 Actual Cash Value Loss Settlement Windstorm or Hail Losses to Roof Surface, April 2016 Edition