Discusses evolution, application, and exceptions to the motor vehicle, watercraft, and aircraft liability exclusions.

March 30, 2018

Insuring to value and issues of underinsurance.

March 29, 2018

When Fire is the Efficient Proximate Cause of Mudslide January 30, 2018  On January 16 we wrote an article The Aftermath of Wildfires which discussed…

January 22, 2018

 California and other western states suffered historically severe wildfires following years of significant drought. Estimates of damage for California…

January 02, 2018

This article briefly discusses hazards of living in coastal areas without flood insurance.

December 13, 2017

Questions of Coverage for Certain Named Perils December 5, 2017 Windstorm, Explosion, Riot, Aircraft-Vehicle, Smoke, and Vandalism  IntroductionThe…

December 11, 2017

December 11, 2017There have been numerous wildfires in the northwest part of the country this year. Currently California is experiencing severe and…

December 11, 2017

Explains coverage for use restricted by civil authority.

November 20, 2017

When the treatment plant backs up, what is the cause of loss?

October 25, 2017

Off-premises power disruption and damage to property.