HO 00 02 05 11 Homeowners 2 Broad Form, May 2011 edition

This article discusses the new ISO coverage form for personal property for those who move frequently.

HO 04 81 05 11 Actual Cash Value Loss Settlement, May 2011 Edition

HO 04 54 05 11 Earthquake - schedules deductible percentage amount.

HO 05 30 05 11 Functional Replacement Cost Loss Settlement, May 2011 Edition

This question clarifies water that falls into window wells versus water that falls on the ground.

Discusses repairs to pipe that caused water damage to rest of building.

This article discusses flooding from rivers, snow melt, and wildfires.

Discusses the difference between ice and snow, and the meaning of collapse.

Presented here is a question concerning vacancy, frozen pipes, and date of issue.