The declarations page for the ISO Homeowners policy forms.

FC&S is delighted to annouce that it is celebrating it's 95th year of providing policy analysis and interpretation.

When loss assessment language refers to an event, is the event the date of loss, or the date of the assessment?

An insurer disagreed with its insured about whether it had been surface water or rain water that caused water damage to the interior of the insured's home.

Effective July 30, 2024.

All insurers writing P&C insurance in the state are required to respond.

Some homeowners insurers have misinterpreted a regulation.

This is the ninth and final in a several part series of articles explaining the coverages provided in the standard ISO HO 00 06 Unit-owners Form. This articles explains the Section I and II Conditions.

A numerical list of available ISO homeowners forms.

This chart displays current adjuster licensing requirements for CAT duty.