When a tree damages a utility pole, is the homeowner responsible for repairs to the pole?

A look at the California wildfires and immediate coverage concerns.

A summary of the ISO Circular for January 17, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A overview of common issues that occur when the temperature dips.

A summary of the ISO Circular for January 16, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A bulletin by the South Carolina Department of Insurance extending the provisions of a previous bulletin.

A bulletin by the California Department of Insurance amending a previous bulletin to include additional ZIP codes.

A notice published by the California Department of Insurance reminding public adjusters of the requirements.

The phrase "sudden and accidental" is frequently used when discussing causes of loss. But is it really a policy requirement? This article looks at how the term is used in policy language.

Are insurers required to match the materials used for repairs to existing, undamaged property?