This is a copy of the ISO HO 00 05 03 22 Homeowners 5 - Comprehensive Form which provides open perils coverage for both the dwelling and personal property of the insured.

The justices of the Supreme Judicial Court of Massachusetts found the term "physical abuse," as used in the abuse and molestation exclusion in the homeowners' policy, was ambiguous, and that a single pushing incident was "abuse" as contemplated by the exclusion.

This article reviews a number of issues surrounding deductibles and how they should be applied.

The Colorado Insurance Department has issued a bulletin regarding ALE and other settlement payments related to damage from various wildfires.

An ambitious fraudster crashes cars and floods houses in attempts to get claim payments.

A woman lied to insurers both on her application and then in reporting claims.

This is the fourth and final in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the what isn't covered, service of suit, law and jurisdiction, and making a complaint sections of the policy.

This article provides an overview of parametric insurance.

This is the thirdd in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the making a claim, other party at fault, and cancellation sections of the policy.

We are starting to see an influx of claims where the loss report states the plumbing backed up into the sinks, showers, and/or toilets. Some of these claims…