July 17, 2023

When the SWAT team arrives and discharges tear gas, does the discharge of the gas fit the definition of the smoke peril?

July 02, 2023

When a student is out of the country for school, does liability coverage still extend?

June 29, 2023

This article explains how 100 year floods actually work.

June 19, 2023

When the seepage isn't behind a wall but is behind a moveable object, does the exception apply?

June 19, 2023
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The jury ruled in the plaintiffs' favor after the insurer and defendant turned down a pretrial $1.4 million settlement offer.

June 15, 2023

Allstate Insurance has filed suit against an insured in order to be relased from liability for claim for a serious and fatal dog attack. This commentary looks at standard policy language and explains the relevant issues, exclusions and coverages.

June 14, 2023

This ISO endorsement excludes coverage for motorized bicycles and scooters from the homeowners policy.

June 14, 2023

The ISO endorsement applies to the homeowners program and provides liability coverage for motorized bicycles and scooters, as well as other recreational vehicles under certain circumstances.

June 12, 2023

The California Department of Insurance discovers a company sending misleading and false mailers to consumers and makes the company stop.

June 09, 2023
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The ISO form HO 06 49 Broadened Residence Premises Definition allows an insured to temporarily remove the residency requirement from the homeowners policy.