January 12, 2026

Part 2 in a series of articles discussing the coverage found in the Colorado FAIR Plan residential dwelling property form.

January 05, 2026

A question concerning ensuing loss provisions and mismatched repairs.

January 05, 2026

Part 1 in a series of articles discussing the coverage found in the Colorado FAIR Plan residential dwelling property form.

January 02, 2026

The Georgia Office of Commissioner of Insurance and Safety Fire (OCI) published a bulletin announcing a change in FAIR plan member company tax filing requirements.Previously, the member companies received a refund for the tax paid for their portion of the Georgia Underwriting Association (GUA) premiums written and then would have to file with the OCI the amount on their Annual Premium Tax Return.From now on, GUA will file and pay taxes owed directly to OCI. Insurers should be aware to no longer include the tax associated with the FAIR plan on the GID-203-PT. If they included the amount on their Schedule T, they can list it as a negative on the GID-203-PT so it balances out to zero. Companies not in compliance may end up paying the tax twice.The bulletin can be found here.

December 29, 2025

Statutes regarding leash laws by state.

December 29, 2025

When the roof wasn't really fixed.

December 29, 2025

Some of the editors' favorite questions that were submitted this year.

December 22, 2025

Statutory definitions of dangerous dogs by state.

December 22, 2025

When an insured goes on vacation while displaced due to a loss, does ALE cover hotel and meals while the insured is away?