Discusses date of loss versus date of assessment and payment of claim.

Our insured has a DP-3 policy on some rental property. A seam in a woodburner separated allowing smoke into the ductwork. The smoke was channeled…

When a husband and wife are collecting additional living expense due to a homeowners loss, the policy does not cover the expenses of a spouse who leaves the other spouse and sets up an additional household.

Is damage from a visiting ill dog covered under the homeowners policy?

Swimming pool as other structure.

Parking Condo Coverage on Homeowners Policy? Q Our HO 00 03 05 01 insured owns, in conjunction with several other people, a private "parking…

Our insured recently suffered water damage to the contents of his home. He was in the process of remodeling and the contractor had removed a part…

Application of water backup endorsement.

Water backup and sump pumps.

When a hurricane topples a tree.