Discusses rationale behind scheduling, coverages, and exclusions.

Discusses status of carpeting, drapes and light fixtures as part of dwelling or personal property.

This checklist provides various behaviors/actions/situations that could indicate arson was the cause of loss.

Solar panels are becoming more popular. We had a homeowners claim denied when solar panels collapsed due to weight of ice and snow. The panels were…

Insured seeks coverage for frozen pipe water damage when tenant did not pay the water bill.

This article discusses the exclusion for water backup of sewers and drains and relevant court cases, as well as endorsements providing coverage.

Discusses the Maryland Insurance Department's response to riots in Baltimore City.

Coinsurance on Other Structures April 20, 2015 I have a loss to other structures on the homeowners policy. Is coverage and coinsurance determined…

Insurance for a rented condo.

When you buy a condo, are the improvements and betterments installed by the previous owner now your improvements and betterments?