Insuring to value and issues of underinsurance.

When Fire is the Efficient Proximate Cause of Mudslide<br>January 30, 2018<br> On January 16 we wrote an article The Aftermath of Wildfires which discussed…

California and other western states suffered historically severe wildfires following years of significant drought. Estimates of damage for California…

This article briefly discusses hazards of living in coastal areas without flood insurance.

Questions of Coverage for Certain Named Perils December 5, 2017 Windstorm, Explosion, Riot, Aircraft-Vehicle, Smoke, and Vandalism IntroductionThe…

Explains coverage for use restricted by civil authority.

December 11, 2017There have been numerous wildfires in the northwest part of the country this year. Currently California is experiencing severe and…

When the treatment plant backs up, what is the cause of loss?

Off-premises power disruption and damage to property.

Discusses siding and whether it falls under pair and set settlement.