HO 04 65 05 11 Coverage C Increased Special Limits of Liability, May 2011 edition

HO 04 92 05 11 Specific Structures Away From The Residence Premises, May 2011 edition

HO 04 43 05 11 Replacement Cost Loss Settlement For Certain Non-Building Structures on the Residence Premises, May 2011 edition

Determining use of office space when business equipment is kept there but business conducted elsewhere.

Property Placed in a Trust March 28, 2011 I have several clients whose property has been placed in a living trust. They own nothing. Their trust…

Questions set temperature requirement to maintain heat in a home.

What exactly is involved in the enforcement of an ordinance?

Discusses construction types, fire protection classifications, and their impact on homeowners rates. A working knowledge of construction and fire protection class distinctions is one key to properly underwriting and pricing homeowner risks.

Discusses the cost to remove uninsured contents when a floor is damaged and must be replaced.

MSO Common Provisions Form, MPL 01 01 11 Homeowners