When you buy a condo, are the improvements and betterments installed by the previous owner now your improvements and betterments?

Questions if earthquake coverage added to homeowners policy extends to provide coverage for damage from blasting.

Capitalization RequirementsState-By-State Survey October 21, 2014 Summary: When an insurer wishes to enter a state as an admitted…

Cancellation of Package versus Standalone Policy  December 15, 2014  I have a client who has a package auto, home, and umbrella policy. The client…

Flood Insurance Coverage Dispute  December 1, 2014  This case pertains to a motion by the insurer for summary judgment. The dispute is over a flood…

Discusses drones as aircraft.

DP 04 22 07 14 Limited Fungi, Wet or Dry Rot, or Bacteria Coverage, July 2014 edition

DP 04 11 12 02 Automatic Increase in Insurance, December 2002 edition

The subject of this discussion is the improvements and betterments insuring agreement in forms covering residential risks. This supplementary coverage is sometimes also known as Building Additions and Alterations.

DP 05 28 07 14 Owned Motorized Golf Cart Physical Loss Coverage, July 2014 edition