Bases of Liability Premium   October 8, 2012   Used in Determining Premium Summary: The Insurance Services Office (ISO) uses certain criteria…

Overview of Underlying Coverage Provisions   February 3, 2012   The Underlying Coverage section of FC&S Umbrella contains a general discussion…

October 2012 Intro Page   Dec Page   The Dec Page for this month features the first part of an article written by Don Malecki, a contributing…

A Changing Concept   Summary: The term "actual cash value" is used in most property forms as well as inland marine forms and auto physical…

October 2012 Dec Page   For this month and subsequent months, the Dec Page will offer an article by Don Malecki, a contributing editor, on the…

This article discusses that arose with Chinese drywall after a hurricane in 2005.

The Betterment Provision of the Personal Auto Policy Reviewed September 5, 2012 Concerns about Loss Payments and Use of Aftermarket Parts Summary:…

Farm Property CoverageSeptember 2012New Forms and Declarations PageSummary. The current ISO farm program now covers farm…

AAIS has developed a standardized general liability form specifically for agribusinesses. The form includes coverage for educational and recreational farm activities.

This article is a discussion of the pollution exclusion on the CGL form along with some court cases peratining to the exclusion.