This commentary discusses the application of an occurrence under the ISO commercial crime policy, for the discovery and loss sustained forms.

Because Ryan was unlawfully deprived of the $346,612 paid to Weaver, the Fifth District Court of Appeals found there was coverage under the Employee Theft provision of the policy.

Embezzler caught before able to file claim.

Discusses status of chain link fence as a building or a structure.

Discusses employee theft when employees work for a separate agency.