Property Damage and Fire Department Charges June 11, 2012 Is the CGL form not meant to pay expenses to fight a fire for which the insured is negligent?…

Discusses if there is business income coverage available to insured tenant when property owner is required to shut down the business to remove underground storage tanks.

This article reviews pertinent court cases surrounding the doctrines of concurrent causation and proximate cause.

Ordinary Payroll Limitation Described March 12, 2012 In the typical ISO business income form under ordinary payroll limitation it states in part, "Ordinary…

Dead Man's Claim: The Confusion of Clean Up  By Christine Barlow From the March 2007 issue of Claims Magazine  Some of the most unnerving claims…

This Claims Magazine article discusses making drugs and resultant damages.

Insured Contract Coverage under the BAP May 21, 2012 Our insured has a BAP policy with symbol 1 for liability and symbol 8 for physical damage.  An…

Homeowners Coverage for a Home Never Occupied May 21, 2012 The insured's rental property was constructed two years ago, and a certificate of occupancy…

Engagement Ring—Purchaser vs. Wearer May 14, 2012 If an insured bought a diamond ring for his son to give to his fiancée, both of whom…

Replacement Cost Claims after Death May 14, 2012 We have a fire claim under the HO 00 06 04 91, Unit Owners Coverage form, with the replacement cost…