Heating Service Overfills Oil Tank February 3, 2014 I have a homeowners claim that is insured with ISO form HO 03 04 91. The cause of loss is an oil…

This case involves faulty construction and liability under contract, and the carrier's duty to defend.

Sold Vehicle Still a Covered Auto January 27, 2014 Our policyholder sold his vehicle to a private owner and never notified the insurer so the vehicle…

16 Acres of Wrong Crop Removed January 20, 2014 Our policyholder removed a crop of fruit bearing trees (16 acres of jujube) on the claimant's…

January 20, 2014 A hospital commenced an action in diversity against the insurer, alleging misrepresentation with regard to certificate of liability…

February 2014 Intro Page Dec Page The article of the month on the Dec Page pertains to blanket additional insured endorsements. These…

February 2014 Dec Page Article of the Month Problems can arise when a blanket additional insured endorsement is attached to the commercial…

Exclusion j.(5) Means What It Says and Says What It Means January 13, 2014 In a heated opinion from the state’s Supreme Court, South…

Fluids Damage Assisted Living Facility January 7, 2014 Our insured had a HO 4 policy (04/91) policy. Our insured is a tenant at an assisted living facility.…

Occurrence and Coverage under the CGL Form January 6, 2014 The insurer brought an action seeking a declaratory judgment that it had no…