Pool Liner and Concrete Block February 4, 2014 Insured has an in ground pool. Water collected on the cover and pulled down on it, causing one of the…

In-laws Are Not Insureds February 4, 2014 Our insured has an HO6 policy and owns a second floor condo that he rents out to his in-laws at a reduced…

Multiple Mortgagees February 4, 2014 There was a fire loss in Wisconsin where the seven-figure home sustained a devastating house fire. The house had…

Guaranteed Replacement Cost and Repair or Replacement February 4, 2014 The policyholder has the guaranteed replacement cost endorsement (GRC) on her…

Business Judgment Rule under Attack   By Dan A. Bailey, Bailey Cavalieri LLC   January 17, 2014   This material is provided by and reproduced…

Heating Service Overfills Oil Tank February 3, 2014 I have a homeowners claim that is insured with ISO form HO 03 04 91. The cause of loss is an oil…

Alternate Employer Endorsement   An Especially Useful Tool for Temporary Staffing Agencies   January 27, 2014   Summary: To the extent…

Aircraft or Vehicles as Cause of Loss   Reviewed December 19, 2013 General Discussion   Summary: A standard feature of property insurance…

16 Acres of Wrong Crop Removed January 20, 2014   Our policyholder removed a crop of fruit bearing trees (16 acres of jujube) on the claimant’s…

This article provides an overview of fire legal liability coverage.