Engineering Report and Ordinance or Law   October 2, 2014   I have an insurance carrier that does not want to pay for the cost of an engineering…

Extension of Liability   October 2, 2014   The HO-3 policy covers the residence premises listed on the dec page. If the named insured is no…

A homeowner has a replacement cost policy for the dwelling but has an ACV endorsement for the roof. The roofing material that is currently installed…

Personal Property of Others Coverage in Comparison with Bailees Coverage September 22, 2014 What is the difference in coverage between personal property…

Builders Risk Pro Rata Cancellation Question September 2, 2014 If a construction contractor renews a builders risk policy for one year but then completes…

Trailer Coverage under Symbol 2 September 8, 2014 Our insured had and still has a business auto policy, CA 00 01. Physical damage coverage is under…

Television Damaged during Testing September 2, 2014 I have an insured (subcontractor) who has set up a number of electronics to test the system as part…

Multi-million dollar claims and settlements alleging mold infestation have triggered other claims seeking damages.

Theft of Employee Tools and Care, Custody, or Control Question September 2, 2014 I have a claim involving theft of employee tools and need your opinion.…

Newly Acquired or Constructed Property  A Safe Haven for Some but for a Limited Period Summary: It is probably safe to say that most commercial…