Real Estate Operations Endorsement November 11, 2014 I was presented a claim for damage to business personal property of a tenant under a BOP. A roof…

Care, Custody, or Control Exclusion under Review November 2014 Our insured was remodeling the claimant's home. Part of the remodel was painting, using…

GKLL Coverage or Garage Operations Liability Coverage November 2014 Our insured carries a garage policy to cover a car wash operation. The policy carries…

We have an insured who owns a three story apartment building insured on the ISO Building and Personal Property Coverage Form, CP 00 10 10 91. One end…

December 3, 2014 We have just come from a meeting with one of our companies that is ISO-based. They were discussing an endorsement that is associated…

Cancellation of Package versus Standalone Policy  December 15, 2014  I have a client who has a package auto, home, and umbrella policy. The client…

Symbol 1 Coverage under the BAP December 8, 2014 We have a major discussion going on about the coverage with a commercial client. The commercial client…

Building Coverage versus Business Personal Property Coverage December 1, 2014 Under the Building and Personal Property Form, CP 00 10 06 07, can the…

December 3, 2014We have a commercial client who suffered a fire damage claim to his retail market. In the course of settlement, the insurance company…

Reviewed by Barry Zalma Esq. Summary: An automobile total loss can be a difficult situation for an insured—especially if he or she still owes…