This is a somewhat comprehensive discussion of the emerging risk posed by generative artificial intelligence (GAI).

This article explains how 100 year floods actually work.

This commentary discusses the application of an occurrence under the ISO commercial crime policy, for the discovery and loss sustained forms.

As the risks of wildfires continue to grow and building costs increase, insurers in California are starting to pull back from writing new property policies.

This article reviews some of the common coverage issues found after a strong storm passes through an area.

This collection of articles is designed to help users navigate FC&S, including tips on asking questions and a video tutorial.

A summary of the Consumer Alert issued by the California Department of Insurance regarding State Farm's changes to accepting new business in California.

This article looks at the parallel nature of the changing availability of fire insurance in California and other western states and the development of flood insurance over time.

In light of increased wildfire risks, increased housing values and construction costs, the Oregon FAIR Plan Association board of directors approved an…

Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.