As the market hardens more and more carriers are pulling back from various lines of business in certain states.

Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews the terms and how they can be defined.

The Florida Office of Insurance Regulation has issued an emergency order and an information memorandum regarding new rules regarding claims-handling manuals for residential property insurers.

The Florida Office of Insurance Regulation recently issued a bulletin reminding insurers of parameters for requesting policies for assumption from Citizens, the insurer of last resort.

This glossary serves as a resource of various insurance terms and concepts.

This is a somewhat comprehensive discussion of the emerging risk posed by generative artificial intelligence (GAI).

This article explains how 100 year floods actually work.

This commentary discusses the application of an occurrence under the ISO commercial crime policy, for the discovery and loss sustained forms.

As the risks of wildfires continue to grow and building costs increase, insurers in California are starting to pull back from writing new property policies.

This article reviews some of the common coverage issues found after a strong storm passes through an area.