Appliances and Coverage July 30, 2018 The settlement language in our policy reads: .... Carpeting, built-in or permanently installed…

Air Conditioners – Additions and Alterations or Not? July 23, 2018 I need to clarify the following. In a personal property policy, the air conditioners…

Court Ruling that Fraud Is Covered under a Commercial Crime Policy Is Likely An Anomaly July 16, 2018 The United States Court of Appeals…

Insurer Must Pay Out For Drunk Driving Incident Involving Employee of Insured July 9, 2018 The Supreme Court of Missouri has determined…

Is a Towed Vehicle Covered? July 16, 2018 I have a coverage question related to a personal auto policy. The insured was driving…

Hot Tub and Malfunctioning Pump July 9, 2018 We have a client who has an HO3 policy ---- form HO 00 03 04 91 -- Unknown to the insured the hot tub had…

Employee Must Be Driving Work Vehicle When Injured July 2, 2018 The Supreme Court of Indiana has reversed the ruling of the lower court…

Notice of A Subpoena Counts as Notice of A Claim June 25, 2018 The United States District Court for the Northern District of Illinois has held that…

Algae Growth and Fungi June 18, 2018 I know of the exclusions for mold, rot, deterioration, etc. However, I do not think that is what this is. I was…

Cosby’s Insurer Must Defend in Defamation Case June 18, 2018 The United States Court of Appeals for the First Circuit has agreed…