Renting of Office in Home On an HO3 policy, the insured is living in the house but is renting out a room for office space. An exclusion says that…

Farm Coverage for Hazardous Material Our insured had a heating oil tank blown over during a windstorm requiring a haz mat clean up. The…

Signs Temporarily Unattached Excluded under Commercial Property Form Our insured had some signs that were permanently attached to the exterior walls…

A Minnesota appeals court ruled that an injury caused by a stalled vehicle loaded on top of an automobile-transport trailer resulted from "maintenance…

A Washington appeals court ruled that an unauthorized act of turning on an irrigation system that led to the rotting of an onion crop constituted an…

July 2005 Intro Page No. 914 July 1, 2005 Dec Page The question of the month deals with a standard feature of property insurance forms.…

In the case of New Hampshire Ins. Co. v. Dagnone 2007 WL 293068, (C.A.1 R.I.,2007) No. 06-1048, decided Feb. 2, 2007, Dagnone purchased marine…

A Washington appeals court ruled that a coinsurance provision should be applied to the replacement cost of damaged property in Wetmore v. Unigard Ins.…

In Connecticut Insurance Guaranty Assoc. v. Fontaine, No. 17457, 2006 WL 1737380 (Conn. July 4, 2006), the Connecticut Supreme Court decided that a…

A Florida appeals court ruled that an insurer did not breach its duty to indemnify in U.S. Fire Ins. Co. v. Hayden Bonded Storage Co., No. 4D05-4, 2006…