March 2006 Intro Page No. 922 March 1, 2006 Dec Page The question of the month deals with the catastrophic hurricanes of 2005 and the…

Collapse of Ceiling Covered? The acoustical ceiling in our church kitchen collapsed. The building is insured on a CP 00 10 with CP 10 30 attached. As…

April 2006 Intro Page No. 923 April 3, 2006 Dec Page The question of the month deals with subrogation. Subrogation is a means by which…

Questions how the CGL would respond in event insured hires musical entertainment and invites guests.

November 2005 Dec Page Question of the Month Under a claims-made policy, coverage is usually triggered when a claim is first made against the…

Carbon Monoxide Poisoning Covered? Our insured had some friends in his garage for a get-together. Because it was winter, they had a space heater going.…

A Louisiana appeals court ruled that an employer was not vicariously liable for its employee's actions in Torrence v. Lewis, No. 05-CA-72, 2005 WL 1278350…

Property Damage Includes Theft of Cash? Our commercial liability policy defines property damage as physical injury to tangible property, including all…

The Eighth Circuit Court of Appeals found that an insurer had a duty to defend its insured in actions brought against the insured by the Federal Trade…

States’ Acceptance of Electronic Signatures—Archive July, 2000 The following chart represents the states that accept electronic signatures…